Florida's PACE Program lets eligible homeowners finance a complete roof replacement with no upfront cost and no credit check. You're approved based on your home equity — and you repay over time through your property tax bill.
🏠 SCAN MY ROOF — CHECK ELIGIBILITY FREEPACE stands for Property Assessed Clean Energy. It's a state-backed financing program that lets Florida homeowners pay for home improvements — including full roof replacements — through their property taxes instead of a bank loan.
Eligibility is based on your home equity and payment history, not your income or credit score. If you're current on your mortgage and property taxes and have equity in your home, you likely qualify.
Marion County — including The Villages, Ocala, Belleview, Lady Lake, and Summerfield — is fully covered under Florida PACE.
Check if your home and project qualify. Approval is based on home equity and tax payment history — not credit score. Most homeowners pre-qualify the same day.
→ APPLY NOW AT FLORIDAPACE.GOVOnce approved, you select State Certified Roofing as your contractor. We handle the paperwork, pull the permit, and schedule your installation. No check to write. No payment at signing.
We complete your roof to Florida Building Code standards. The PACE program only releases payment to us after you confirm the job is done right. You're protected at every step.
Repayment is added to your annual property tax statement in predictable, fixed-rate installments over time. No surprise bills. No balloon payments.
💡 Florida law note: Insurance companies in Florida can cancel policies on homes with roofs over 15 years old. A PACE-financed new roof can protect both your home AND your insurance coverage — with no money out of pocket today.
No. PACE does not require a credit check and does not appear on your credit report in the traditional sense. It is assessed against your property, not your personal credit.
The PACE assessment typically transfers with the property at closing. This is disclosed during the title process and is handled between buyer and seller at the time of sale.
Yes. The Villages falls within Marion County, and Florida PACE is available throughout all of Marion County including The Villages, On Top of the World, Ocala, Belleview, Summerfield, Lady Lake, and more.
We are a PACE-approved contractor. We walk you through the eligibility check, handle all the documentation, and make sure your project is completed to code so PACE releases payment without delay. We manage it start to finish.
Call Sarge today and we'll check your PACE eligibility while we're on the roof doing your free inspection. One visit. All your questions answered.
📋 SCAN MY ROOF — GET FREE INSPECTION → APPLY DIRECTLY AT FLORIDAPACE.GOV 📞 CALL 352-696-8989State Certified Roofing · The Villages, FL · License #CCC1335804