Roof Insurance Claim Help | State Certified Roofing — The Villages, FL

Insurance Asking Questions?
We Have the Answers.

42% of Florida roof claims were denied in 2024. We document every inch, attend the adjuster visit, and make sure you get every dollar you deserve.

⚡ I NEED ANSWERS NOW

⚠️ They're Not On Your Side

In 2024, 42.1% of Florida homeowner claims were denied — that's nearly 3 million homeowners who got nothing. After Hurricanes Helene and Milton, 47% of claims were denied. Insurance companies use "wear and tear," "pre-existing," and "improper installation" to lowball or reject. You need someone in your corner.

They Sent an Adjuster. Now They're Saying It's Not Covered.

Sound familiar? The insurance company's adjuster works for the insurance company — not for you. Their job is to minimize the payout. Our job is to make sure you get every dollar the damage deserves.

We've seen every trick in the book. "Wear and tear." "Pre-existing condition." "Improper installation." We document every inch of damage with photos and drone footage, write a professional damage report, and stand next to you at the adjuster visit.

What the Insurance Company Doesn't Want You to Know

You have the right to a public adjuster — and an attorney if denied
Supplemental claims can be filed even after initial settlement
Florida is the most litigated insurance state in the country — for good reason
A licensed roofing contractor's written assessment carries legal weight
Most homeowners leave thousands of dollars on the table by going it alone

🧾 Did You Know?

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3 Million Denied in 2024

Florida had the highest claim denial rate in the nation after the 2024 hurricane season. Most homeowners never appealed.

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Documentation Wins Claims

The difference between a denied claim and a full payout is often a single thorough photo report from a licensed contractor.

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You Have Time Limits

Florida: 1 year to file new, 3 years to supplement. If you haven't filed yet — call today.

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35 Years of Documentation

Sarge has worked across 15+ states and seen every adjuster trick there is. He knows what gets approved — and what gets ignored.

Free Drone Inspection

Full aerial documentation. Every angle photographed. Professional damage report written and ready.

We Attend the Adjuster Visit

We show up with documentation. We point out what the adjuster might "miss." We make sure the full scope is on record.

Supplemental Claim Filed

If your initial settlement is low, we file a supplemental claim with supporting documentation for the full replacement cost.

Full Replacement — Properly Done

State licensed. Permitted. Tear-off, haul-away included. Your roof replaced the right way, fully documented.